Carlstan Insurance is there for you when a traditional business insurance policy can’t provide the solution for your risk management needs. Fortunately, we have a number of alternative markets to employ. There are different ways of managing risk, including higher retention and captive insurance programs. We can also use bonds and securities as an alternate way to transfer risk.
Builder's Risk Insurance
Any building project is exposed to risks, such as fire, theft, vandalism, wind, lightning, and more. Builder’s risk insurance helps to protect a person’s or organization’s insurable interest in the construction process. Covered building compartments include foundations, fixtures, equipment, machinery, materials, supplies, and debris removal. Before construction goes underway, secure this needed insurance.
Business Auto Insurance
Is your business always on the go? Whether your team makes deliveries, drives to meet clients, or heads out to service the area, operating vehicles will call for commercial auto insurance. Just as you wouldn’t drive your own car without personal coverage, you shouldn’t let your business behind the wheel before taking out insurance.
Business Owner's Policy
A Business Owner’s Policy (BOP) combines business property and liability insurance into one neat package. That means that your company is covered from incidents like fire, theft, natural disasters, property damage, advertising injury, and more. Wrapped up in a neat bow, you can focus on bettering your business and let the policy protect it.
Commercial General Liability
Imagine if a client fell head over heels in your office, an employee damages a client’s property, or your company faces a class action lawsuit. With commercial general liability insurance, you won’t have to worry about facing the fines and aftermath alone. Safeguard your business with the legal defense and coverage it deserves.
Commercial Package Policy
Smaller businesses don’t face the risks that many larger companies do. A Commercial Package Policy is ideal for smaller businesses that want unique coverage in one package. Combining coverage for multiple perils, such as liability and property risk, allows the business to pick and choose protection, making shopping and securing insurance a snap!
Commercial Property Insurance
Whether you’re the owner of one or several properties, commercial property insurance helps to safeguard the building from the structure and equipment, down to tools and inventory. Better yet, businesses can tailor their coverage to include additional protection like valuable papers and records coverage that can help to recreate important documents.
Commercial Umbrella Insurance
When it’s raining lawsuits, prop up the commercial umbrella. If your business faces a lawsuit or legal hurdles, an umbrella policy helps it to stay on stable ground. When an incident exhausts your current policy (for example, commercial auto, general liability, workers’ compensation, or employer’s liability), an umbrella policy is left to pick up the remaining pieces.
Employment Practices Liability Insurance (EPLI)
No business likes to think that they have disgruntled employees. However, some may choose to make their offense known. Employment practices liability insurance (EPLI) is designed to cover your business from claims made by employees alleging discrimination. It provides insurance for employment liability damages and defense costs that arise from such incidents.
Inland Marine Insurance
Inland Marine Insurance isn’t for businesses at sea. If you have equipment or materials that frequently move locations, consider this coverage. It protects a business’ property that is mobile in nature or requires unique valuation. Collisions and cargo theft are frequent causes of inland marine losses, so it’s wise to safeguard your investment now.
Landlord Package Insurance
As a landlord, you need more protection than an average homeowners policy provides. You face unique risks that require special insurance protection. From loss of rent resulting from an insured loss, legal liability resulting from the activities of tenants, to underinsured repairmen, Landlord Package Insurance helps you to roll up protection in one easy-to-maintain policy.
Ocean Marine Insurance
To this day, the ocean is a mysterious place. One incident on the water could sink your business in every way possible. Ocean marine insurance protects your vessel and cargo when faced with unforeseen or catastrophic loss. Everything from the vessel to the cargo to your business’ liability can be insured so that you stay afloat.
Workers' Compensation Insurance
Every business should know that accidents happen. When an employee is injured on the job, Workers’ Compensation Insurance helps to pay for wage replacement, rehabilitation, retraining, and other benefits as well. Your finances are safeguarded so that you and your team member can recover quickly.
Licensed in NY, NJ, and CT
Phone: (516) 437-6565
Fax: (516) 208-4696
Monday-Friday: 9:00am to 5:00pm
Saturday-Sunday: Closed
PRIVACY STATEMENT
Carlstan North Hills Agency, Inc. and Briarwood Brokerage, Inc are the owners of all information collected on this website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this privacy policy.
IMPORTANT NOTICE
Coverage cannot be bound, altered or cancelled nor can claims be reported via this website. Any and all requests must be confirmed in writing.
