Avoid the financial pain that comes with an accident.
We all know how emotionally and physically devastating a car accident can be. The financial impact is what many motorists do not expect. When it comes to your automobile, perhaps one of your most treasured assets, you’ll want top protection. With auto insurance, you can enjoy the peace of mind knowing that if a problem arises, such as a collision or theft, you’ll be protected from the financial hit.
Your car is personal. Coverage should be, too.
Almost every state requires motorists to carry a minimum amount of auto insurance. Once you’ve acquired this level of coverage, the rest is up to you. As everyone’s car, finances, driving habits, and risks are unique, a standard one-size-fits-all policy may not be best for you. Always secure custom insurance so that you know how you’re covered.
A basic auto policy may include the following six coverages:
Bodily Injury Liability: Covers injuries that you as the policyholder cause to someone else.
Medical Payments: If you are at fault for an accident, this coverage helps to pay for the treatment of injuries to the driver and passengers that were involved in the accident.
Property Damage Liability: Covers the damage that you may cause to someone else’s property.
Collision: This coverage pays for damage to your car because of a collision with another vehicle, object, or from flipping over.
Comprehensive: Reimburses you for loss due to theft or damage caused by something other than a traffic accident, such as fire, earthquakes, vandalism, and more.
Uninsured and Underinsured Motorist Coverage: If hit by an uninsured or underinsured driver, this cover will help to pay for damages.
The team at Carlstan Insurance can source a competitive policy suited to your motoring needs. You can also select details of coverage that you value most, such as rental reimbursement, roadside assistance, or full glass coverage. With a policy that suits your priorities in place, you’re able to cruise the roads worry-free.